I need to file, but how do I choose a bankruptcy lawyer? You’ve done a little research and you know that your finances are out of control and you need help. But how do you choose someone to help you through one of the most difficult experiences of your life? We know we’re not the only great bankruptcy lawyers in Oregon. We have good relationships with other firms in the…
What is the Bankruptcy Means Test, and what if I don’t pass it? Before you get very far into the bankruptcy process you’ll hear about the bankruptcy Means Test. It sounds so intimidating! Don’t worry, this test is not on you personally, it’s just a test of your financial position. This test is used to determine what kind bankruptcy you may be eligible for. There are two types of bankruptcy…
I want to talk to someone who has filed bankruptcy. Are you nervous and wish you had a better picture of what would actually happen after you decide to talk to us about filing bankruptcy? Do you wish you could talk to someone who has been in your shoes? You’re not alone! Because bankruptcy feels so personal and sometimes painful it’s hard to find people to give you advice on…
I know I’m in financial trouble, but should I be considering bankruptcy? Bankruptcy is serious, and it shouldn’t be taken lightly. But sometimes when you’re in the midst of financial stress and overwhelmed by bills and creditors it’s tough to see exactly how deeply mired you really are. Here in Oregon we really understand the phrase, “Can’t see the forest for the trees!” Some of our potential clients really think…
Can I eliminate my tax debts with bankruptcy? We get this question a lot – especially around tax time! We offer a fresh start and you want to know if it applies to your mounting tax debts. Can filing bankruptcy eliminate tax debts? The short answer? Maybe. But only in very specific circumstances. The good news is, we’re experts. So if you have a chance to eliminate some of your…
I’m afraid to file bankruptcy – won’t it ruin my credit score? We’ve all heard the common misconception – if you file for bankruptcy you’ll never be able to apply for credit again. Many people are afraid to file because they’re sure that bankruptcy will ruin their credit score and they’ll be unable to buy a house or move forward with their life later. We’re here to tell you that…
Can I pay for bankruptcy with a payment plan? Filing for bankruptcy costs money, and the time you need to file bankruptcy is usually when you have the least money. We know that when you need our help you’re already in a difficult position. Putting together the money needed to file bankruptcy can be difficult or impossible. This is especially true if your wages are garnished, your accounts overdrawn and…
My wages are being garnished and I’ve been told there’s no way to stop it. Take a deep breath and hire a professional to help. Garnished wages are relentless, and when you’re drowning financially it’s tough to even see a way out. We’re here for you. Bankruptcy can apply even to garnished wages and we can help you get immediate relief. Filing bankruptcy under several Chapters of the Bankruptcy code…
Is bankruptcy the right call for me? Deciding to file bankruptcy is an intensely personal decision. We are here to tell you that you can make that decision with all the information and all the education you need to feel confident. You can do that by scheduling a free consultation where you can go over your financial situation in detail with an attorney. One of the first things you need…
How can I obtain my free credit report? All individuals are entitled to a free copy of their credit report at least once a year. You can obtain your credit report from the website www.annualcreditreport.com. All three of the major credit reporting companies will provide your report through this site. Simply click on the link and enter your information. Decide which reports you’d like – you can typically check each…
